Our Services

California Life Insurance by American Financial

In California, life insurance helps protect families from undue financial hardship at a time when they need all the support they can get. Life insurance is one of the most valuable purchases you will ever make in order to protect a family, especially if you are the sole breadwinner. Along with helping your family out if you are not around anymore, life insurance can help pay for funeral costs and therefore ensure that your death will not be a financial burden for your loved ones. Although some people say that life insurance is usually only needed between 25-55 yrs old, when you might have young kids who are dependent on your income, this is definitely not the case anymore.

But how are you going to figure out exactly what coverage you need and when you need it.

Simple.

All you do is call American Financial Insurance Services at  760-568-9090  because we can help you with exactly what you need. One of our trained and certified agents will spend as much time with you as you need to explain the in's and outs of whole life, term insurance, benefits, cash value and any other insurance terms you need to know.

We are the experts in insurance, so you don't have to be.

It is true that life insurance is a good method of making your family's future secure. Adequate life insurance coverage makes sure that if the earning member of a family dies in some accident or due to ailment then the family is paid the insured amount to take of the expenses. The problem is that many people do not know how much insurance they actually need to ensure that their family does not suffer financially.

This is one of the many areas we can help you in. You don't need an astronomical amount of insurance to cover you, what you need to know is the perfect amount of face value that you can obtain in order to protect your loved ones. We protect our clients from being ripped by unscrupulous "online only" insurance brokers who make money just from turning your personal information over to some huge, faceless corporation. Because we are an independent insurance agency, when you call  American Financial at  760-568-9090  we make sure you obtain the insurance coverage that you need, not whatever policy that another insurance company might try to stick you with.

Life insurance is something that requires specialized knowledge. Really, if you had wanted to be an insurance, you probably would have become one. But you have your own life to live and our staff knows the insurance laws and regulations inside out. Our goal, is to have you as a satisfied client for a very long time, and to make sure that happens, we only ever work on your behalf.

Our clients depend mainly on our explanations and expertise. We don't take that idea lightly. Other insurance agencies could convince you to obtain coverage that you don't need and don't want. AS an independent insurance agency, American Financial agents work for you not the insurance company. We will work with you to develop the perfect solution for you and your family. Because families are different and circumstances are different, types of life insurance are different. We can help you decide exactly what will suit your situation the best.

There are no cookie cutter, one-size-fits-all solutions at American Financial.

We understand that you need expert advice in obtaining exactly what you need in insurance coverages. You certainly do not need to become an expert in any of these areas. Our agents have spent years studying life insurance laws and regulations. And when you are one of our clients, we make sure that before you obtain any coverage or any policy from us that all your questions are answered in a way that you understand. 
 
In California our office is located on Sahara Road in Rancho Mirage, which is part of the greater Palm Springs area. Our agents are licensed to serve all clients in California and Nevada and our specialty is in personalized service. We always offer you the kind of customer service that makes you remember back to a simpler time when the world was not so complex.  We are experts in insurance - so you don't have to be.

We have 27 years of experience filling the insurance needs of thousands of satisfied clients. We would like to be able to do the same for you.  Please call us with all of your California insurance needs at our Rancho Mirage office at 760-568-9090 .

Advantages of working with an independent insurance agent

As an independent insurance agency, American Financial can offer you a wide variety of coverage options that can be customized to your specialized needs. We represent several companies and can offer you the combination of insurance coverages that is perfect your needs. Choosing the right insurance agent is much like choosing a family doctor. Your independent agent must be knowledgeable and be willing to take the time to get to know you and your insurance needs to understand what is important to you.

As your needs change over time, your independent insurance agent will be able to make adjustments to your policies to make sure you are fully protected no matter what circumstances come up in your life. It is important that your agent be able to explain the options available to you and to be able to answer any questions you might have. You have aright to expect great customer service like we offer each of our clients at American Financial. Our emphasis is on your needs and we will work diligently to find the perfect coverage options to suit you.

Independent agencies like American Financial are not employees of any insurance company and that gives us the complete flexibility in finding the perfect way to fill your insurance needs. Whether your needs are auto, home, life or specialty insurance, we can offer you a complete solution tailored to your life.

American Financial Insurance Services has licensed offices in both California and Nevada. Please give our Rancho Mirage, California office a call at  760-568-9090.

Insurance Services

At American Financial Insurance Services we can fill any insurance need you have and we will make sure you have exactly the coverage you need. An independent agents we can offer you extremely competitive rates from coverage placed with the top A rated insurance carriers. In addition to auto, home and life insurance coverages, we can also handle all your health, business, professional, boat, RV, motorcycle insurance needs. Actually, we can handle whatever insurance needs you have. And we specialize in offering you a custom solution that works for you.

Ranch Mirage Office
71650 Sahara Road
Suite #3
Rancho Mirage, CA 92270
760-568-9090


Please give us a call today. We are looking forward to tailoring the perfect insurance solution for you.